More and more restrictions and limits and all things to make you yourself harder to use your own money but banks use your money to make profit you get nothing of this and top on that you Pay them fees.
It's like they gamble with your money and you even pay the. Fees for that.
Banks, imagine you have friend who is gambler you give him to hold money and you pay him fee to hold lol too.
If you haven't ran into a situation where you get frustrated by a bank you won't really know how fucking it is to keep or store your money in this days admist the emergence of Bitcoin and cryptocurrency let alone looking for their peanut interest that won't add anything to your life at the end of the day, Rather you run as system of cash flow, where the money that hits your bank account will be immediately be channeled into another businesses.
Why would I even keep my money in the bank when there is a store of value like Bitcoin, which you can literally buy a fraction of Bitcoin you want.