Because women tend to be afraid of loss and prefer more definite things like saving and buying jewelry as their investment, from most of what I see like that, it is different from men who risk themselves at great risks in their lives so men have a great leadership spirit and are more realistic than women in living life.
Men more realistic? No, I don't think so. It's often women who manage the family budget, but also the administrative documents (I'm thinking, for example, of registering children for school, a sports club, etc.).
As soon as there are children, the notion of family changes (obviously) and budgetary responsibilities too. Women are realistic because when they are mothers, they want above all for their children to have enough to eat and good living conditions in general. They can give up past personal pleasures for their children (like buying clothes or other things). Perhaps women have more of a sense of sacrifice for their children.
It just turned out that women are the ones who do end up on making up a budget since men are the main provider and even myself sometimes trying out to make that budget on which I could say that Im that much more strict when it comes to savings than on what my wife been doing but not really that much of the difference since everything do pertains on proper budgeting and wont be ending up on having that overdropped because of mismanagement of funds. Actually it doesnt matter on who will be the one that will be handling out the family budget but in overall on which the wife will be the ones on making up some budget and most of the time on which husbands are the ones who do the job to have some income then its just understandable that their wives are the ones will be having that management in the end and as long the earnings will be able to complete all the needs and a little bit mix of wants then everything would go smooth. Also, dont forget the most important thing of all on which in every time that you do have the salary then its always been best that you do allocate some budget for beautification of your wife on which this is the only way that you can be able to compensate all of the hardwork and other wife related responsibilities inside the house and other aspects. On this way then your wife wont be having any complaints but rather they would be happy and as we do have that common saying that if you do have a happy wife then you will definitely be having that happy life. Money management is crucial and should be that putting up on focus because earning money is never been easy and proper management will be that needed so that later on if ever there are some problems then you an be able to sustain since you both have life savings or amounts that are saved for emergencies and also this isnt just that talking on this aspect but generally that pertains about providing that everything on what our family do needs. There would be no problems if both having that harmony on making up proper plans just for the sake or good for the family.