If someone did hodl bitcoin starting from 2022 then they should have earned a lot of profit since the price at that time was around 15k-16k in dollars and when it increase to 40k later on then that's already a sure profit if they sold at that price and when it increase more up to 100k so that's a total of 84k increase from 16k price bitcoin on 2022. I am sure that there will be new things or tech that is implemented or made like ETFs so, it will become a news and maybe affect the price of bitcoin to increase.
I still believe that if someone has at least a basic understanding of market cycles and knows about Bitcoin, with 2 or 3 full cycles starting from this one, it's already possible to completely change their standard of living. We're talking about a multiplication of at least 5X per cycle. Bitcoin is phenomenal... and during bear markets, it's possible to accumulate more and more, and also to start other ventures to grow your capital.