Borrowing money is not a wrong idea but what you're borrowing such money for could be the problem but if it's in a good investment asset which you have done your background check on it, then you're good to go (it's called good debt). But the one narrated in the OP which is about borrowing to trade or gamble, that's bad debt and it can ruin you. It's inevitable you wouldn't be under pressure gambling or trading from a loan money because you'll eager to meet up deadline.