If, in the future, you will mostly use bitcoin for payment means that you need to earn in bitcoin, otherwise your bitcoin stash would diminish.
With bitcoin being deflationary, it is not an easy task.
Personally, i would prefer to simply loan some btc to a "bitcoinbank" providing that it will give me the yield in bitcoin.
Currently, when you take a loan against your btc, THEY ask for 10-12% yearly (in cash), which is outrageous.
I have seen the numbers of 4-8% interest in bitcoin for your bitcoin.
Blockstream was talking about it, but I am not sure whether it was finalized or not.
Realistically, it would probably be around 4% and not 8%, but we shall see.
Additionally, if you can go in and out with ETFs (creation/redemption), it would nice too .
This gives away your control over your funds but from the perspective of lending
I understand your view especially with returns in Bitcoin .
Blockstream Yield Fund, is set to launch in Q2 2025 aiming to offer 1.5-3% APY.
If, in the future, you will mostly use bitcoin for payment means that you need to earn in bitcoin, otherwise your bitcoin stash would diminish.
With bitcoin being deflationary, it is not an easy task.
Many would want to have it and add more rather than give out. Gresham law of good and bad money.
But there would be service that would still payback their stakeholders in Bitcoin
As a business, the money needs to flow not remain stagnated
Maybe they can save some of their profit holding and others for operation and other cost.