I agree with you investing 70% of discretionary income is not wise enough it will have effect on your emergency fund and backup fund remember we are investing in bitcoin for long term 5 to 10 or longer which is not an easy tax, so if you centralize your focus on only accumulating bitcoin without focusing on building your emergency fund and backup fund too, because if emergency arise and you don't have enough emergency fund or back up fund to handle that emergency it will have effect on your bitcoin investment, so in my own opinion I we suggest that the person should invest 50% in bitcoin, then allocate 30% to his or her emergency fund, and then allocate 20% to his or her back up fund by doing this the equation is balance, because if you are investing 50% of your discretionary income in bitcoin that is your level of aggressiveness.
A good plan, but personally, my level of aggressiveness will always be balanced with how much of my income post each month is truly safe and not disturbed by all the noise. Btw, how will the BTC story end at the end of 2026 and this is very interesting to know because currently gold and oil are on the rise.
It's not clear what you mean by the end of the Bitcoin story but if you are a new investor and trying to learn Bitcoin then you should study more. More importantly, try to accumulation Bitcoin along with studying. The value of every product will increase over time but you should research how you can maintain consistency with your financial situation. Suppose you are still in a job and get a fixed amount of salary every weekly or monthly. If your salary is increased a year later, it may not make much difference to the current situation because the price of the product will have increased by that time.
A portion of your discretionary income should be allocated for Bitcoin accumulate, consistent with the daily needs of the family. You can end the Bitcoin story nicely if you can continue regularly from your current income, uninterrupted and consistent. The lure of attractive prices in the long-term accumulation cycle may tempt you, but you should continue to accumulation Bitcoin indefinitely as long as your alternative source of income is ongoing.