People say that life is all about taking risks, people are being motivated by this statement forgetting about the consequences of their actions. A gambler is someone that has accepted the outcome of this risks that he is taking. A true gambler that learns from his mistakes becomes more careful when gambling because he knows the implications and downsides that comes with it when things go wrong
Not everyone sees life as a risk. There are cautious people who avoid risks by any means and I believe it is possible to do so if one truly wants to. If such people decide to play gambling games I think their approach would also be built around avoiding risks and this would be the safest way to engage in activities involving money risks. And for those who believe that risk is a natural part of life they will take risks in everything.