Exactly. That's why it's the preferred "crypto" of choice by banks. Who knows? Maybe XRP will replace SWIFT and become the "One World Currency" many were talking about. CBDCs and stablecoins will become a thing of the past, as XRP takes over the existing financial system. It will be good for banks and governments. But bad for average individuals like you and me.

There's a reason why Bitcoin is the "People's Crypto". And that's because it's the most decentralized and censorship-resistant monetary system ever built. Making money alone is nothing if you don't "own" what you earn. Considering that XRP still lack real uses cases, I'd consider it to be already doomed to failure. Just you wait and see...