That's certainly true, mate. And if crypto centralization continues to increase, banks may end up "absorbing" it. Some banks made a partnership with Ripple, Inc. (XRP's parent company), so anything's possible.
That is the big war. Bitcoin did a very rare thing by being heavily distributed before banks got a chance to take too much ownership of it. Now it will be interesting to see if they try to take as much ownership as they can of Bitcoin and absorb the market, or if they will always be chasing Bitcoin's innovative tail. It depends how much private wealth can be deployed and if people are willing to sell enough Bitcoin to make power centralization a concern. Right now, with coinbase, microstrategy, blackrock, fidelity and others with a combined ownership of 10-15%+ of the entire bitcoin supply, it is an interesting and pivotal peroid we are in regarding this war.