Earning money is hard. Saving money is hard. Getting affluent and being able to live comfortably is challenging. But the truth is saving is not enough. Lots of people may wonder how to actually get out of poverty but the plain straightforward answer is that you need to be making more than what you are spending. The question begs, is there a method to get rich even if your expenses are larger than what you are earning? I don't think so. Some people might utilize credit cards or loans but it is just a loop of obtaining a loan then paying it and you are not really moving forward are you?  Saving also does nothing much but it can be a good start. You start saving money and at some point when the money is big enough you can start investing.