no collateral no loan
and account like you no loan even with some valid collateral
Thanks
Be very careful here, you're treading on thin ice. If I was a legit borrower looking to get a secured loan, you're the last person I would send my collateral to. You have no reputation here, and as a borrower there's no guaranty I would get my collateral back after paying the loan.
This wouldn't be the first time someone tried to play "innocent lender" in order to scam a borrower out his collateral.