The bitcoin price has been bullish for some time now. How could someone possibly reach an over accumulation in just 4 years of bitcoin accumulation even after consistently front loading his wallet? I don't mean to undermine the fact that income varies. But aiming at over accumulation in 4 years could cause a financial stress. Holding could be valid in 4 years minal period but not an over accumulation.
I think you should accumulation regularly as your financial capability. You can continue to front-load your investments regularly, as long as you can afford it. You are more familiar with your surroundings and financial situation, so I recommend keeping it consistent at any amount. Set a goal of increasing your Bitcoin stash within four years is a good idea, but putting pressure on your financial stability may not be a good decision. You can prevent excessive waste of money when investing in Bitcoin and you should also prevent yourself from becoming poor. Investing is one of the means to improve your financial situation. You should set your mind to accumulation by adding two more cycles to a four-year cycle of Bitcoin. Whatever amount of Bitcoin accumulation.