From the first time that you asked for a loan (02 March 2022), you received a reply from examples (well, this is an extraordinary coincidence) telling you where to look and read regarding collateral and how it works. Now, 3 years later, you're playing it dumb and asking the same meaningless questions. But, ok, we all know by now that your brain caliber is minimal thus limited. So once more, if you need a loan, you need to offer collateral of at least 130% of its value.  For your case though, 200% of its value.