I assume with the last part of your statement you are talking about schemes or ways for people who are going through economical difficulties to get money fast and with a minimum of risk. In that case I cannot do nothing but agree with you.

Actually, I have have seen literal thousands of people trying to get rich fast through engaging on ponzi schemes, ignoring the fact it is just matter of time before their money is gone, specially if they are one of the latest investors in the scheme.

If one is broke, the best approach one can have to such a situation is to only avoid gambling, avoid schemes which are too good to be true and dedicate our time and energy to work and invest in actual assets, like Bitcoin or stocks.