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[DISCUSSION] Huma Finance ($HUMA) - Real-world payments using stablecoins?
by
Floratap02
on 26/05/2025, 12:25:52 UTC
Came across a project called Huma Finance that’s listing today (May 26) at 13:00 UTC under the HUMA/USDT pair. I’ve been digging into it and thought I’d share a quick overview in case anyone else is following it.

Basically, Huma is trying to make real-world payments work using blockchain and stablecoin liquidity. The idea is to allow things like cross-border transactions, trade finance, and even credit card settlements to happen on-chain, 24/7. They’re also exploring something called DePIN financing; like helping fund logistics or IoT infrastructure through decentralized methods.

A few things that stood out:

 It's on Solana, which makes sense given the need for speed and low fees.

 The token ($HUMA) is used to reward liquidity providers and apparently plays a role in credit delegation (letting certain users assign borrowing rights).

They seem to be focusing on what they call “PayFi”; a mix of payments and DeFi.

Token info:

 -Total supply is 10 billion

 -Token address: `HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw`

Listing Timeline:

 -Deposits: Already open (May 22)

 -Trading: Today, May 26 at 13:00 UTC

 -Withdrawals: From May 27, 13:00 UTC

Not financial advice, but I’m keeping an eye on it. Curious to see if they can actually get traction in the payment/real-world use case space. Most projects talk about bridging crypto with real-world finance, but few actually get there.

Anyone else looking into this? Would be good to hear other opinions; especially if anyone has checked out the smart contracts or team.