Have you really checked the meaning of pressing need and emergency? Because with what you are saying it seems you doesn't know the meaning or it seems you haven't check. Why will someone not see selling Bitcoin as an alternative when they have pressing need and emergency, if selling Bitcoin is the only option they have? Let assume the pressing need or emergency that comes up is health issue or challenge and your only option is to sell your Bitcoin won't you sell it? I want to remind you that human being and there health is worth more than Bitcoin the value of Bitcoin, let me just believe what you are saying is a misconception.
so probably if there is any health challenges that arises , your emergency or reserve funds will be used but if it’s not enough than your investment can be your last option , all we are saying here is the main essence for long term investment is for retirement benefit,it provide a potential source of retirement income, generational wealth ,it can also create wealth that last across generations, but above all our health is the most important factor which cannot be Jeopardize ,because our life matters.
It is only poor planning that will make you to temper with your Bitcoin investment when you have your emergency funds and reserve funds in place, because I think that it has been said here severally by jayguangee that your emergency funds should be strong enough to carry you for at least three months, so if your emergency funds can't carry you that long without your initial source of income, then your holdings is seriously at risk because any serious financial troubles that is being stretched for an extended period of time will definitely consume your Bitcoin holdings, so try as much as possible to build your emergency funds to a level that it can withstand any financial issues that arises in the future.
I agree with you, but there are things you should understand that there are sets of people that it will take time to understand a particular thing while their sets of peoples that it will just take some minutes to understand so one thing about life is that people's will still continue to talk about emergency fund almost every day for those that have not catch the point of building up emergency fund to see its important because as days is passing by that is how we seeing newbies joining these thread, so as much they are seeing it can be analyze and how important emergency fund are to any investors or any beginners, for any investors to able able to archive long term investment that will last from 4-10years, a newbies should make sure that he accumulate both emergency fund too.