More and more restrictions and limits and all things to make you yourself harder to use your own money but banks use your money to make profit you get nothing of this and top on that you Pay them fees.
Every time we give money there should be a time when we get a profit, but in the context of saving in a bank, we are the ones paying their administration fees.
Banks have the control to use people's savings and we are forced to pay administration fees every month.
Banks can make a profit from loans and service fees while people who save are only given a profit in the form of small interest which is usury.
Say is more inclined to change the pattern and not save large amounts of money in the bank because it is much better to buy gold or bitcoin than to save money in the banking system.