More and more restrictions and limits and all things to make you yourself harder to use your own money but banks use your money to make profit you get nothing of this and top on that you Pay them fees.
It's like they gamble with your money and you even pay the. Fees for that.
Banks, imagine you have friend who is gambler you give him to hold money and you pay him fee to hold lol too.
It's simple, if you dont want bank to hold your money then you can go to the bank and take it. Or you can as well don't even save money in the bank. All I know is that bank has been the traditional way of keeping our fund safe even though they use them for their business. There is nothing you can do about that because you need the bank to keep your fiat while your Bitcoin wallet to store your crypto assets. You can not completely rely or keep all your fund in crypto or put all your fund in an investment while you need fiat. You can learn ways to earn money or increase your sources of income than thinking about what the bank doesn't with your money at least they pay themselves for savings your money by using them for business. Or do you want them to completely save money for you without making profit? Of course no I don't see anything wrong if bank decide to use it for business because anytime you need your money it is always available. Even if you still save it yourself without investing, it will still not add anything except for the fee they deduct from you all the time.