More and more restrictions and limits and all things to make you yourself harder to use your own money but banks use your money to make profit you get nothing of this and top on that you Pay them fees.
It's like they gamble with your money and you even pay the. Fees for that.
Banks, imagine you have friend who is gambler you give him to hold money and you pay him fee to hold lol too.
That's just how the banking system works, it may sound unfair to the customers, but they are businesses, and they need money to operate and grow.. and by managing their customers' money they can pay their employees' salaries, building operating costs, and various other things. While you as a customer will get the benefit that your money will be guaranteed in their system, and you can get access to various services they provide. If you feel that it is unfair, you can make a decision not to use their services, that's all.
No one else can provide the service that the bank is providing. It is not that the customer is not benefiting. In this concern both the customer and the bank are benefiting. A customer is getting financial security on the other hand, the bank is also benefiting by providing that service to the customers. This is the system of this business. By collecting the money of the general customer, they are also investing it, from which a part of the profit earned is given to the customers and the rest is being profited by the bank. Although they do not need much capital of their own, they need a large amount of money in the initial stage to conduct the banking business. If a person wants to benefit by investing his assets, then he can definitely earn more money and if he wants to get money by saving in the bank, then the bank is suitable for him. It will depend on the investor's desire what he wants to do.