I think that earning money is not difficult. Because earning money is difficult for those who are not hardworking. For example, there are some people who think about money or think in their hearts that how to earn money but they do not do anything to earn money or do not even try. But for a hardworking person, earning money is not difficult because they never sit down, they do whatever work they get, they do not have any kind of worry about their work. If a person works with his maximum and if he becomes very passionate about his work, he can improve very quickly.
There are many people who like to show people more than what they have. For example, there are many people who spend more than their monthly income to show people, they never save and they are often involved in debt. My parents go to many shops before buying some things, check and buy so that they can buy at a lower price. But there are many people who do not do this, spend as they please and have no savings.
Hard work always pay back if not in short term then definitely in long term you get reward of all the pain you undertake. If we look around then there are cases of people who struggle hard in there life and they get adequate reward for that struggle at some point of there life. But those who never try to improve there living standards maintains a status quo in there life.
It's also very important to spend what's in your pocked and stay away from bank loans and credit card. We can save lots of money while buying things like clothes and shoes if we opt for normal shops instead of going for brands. It's up to us whether to live a happy life by spending what we can afford or live a stressful life by living a life to impress others.