I recently thought that saving is very good for accumulating money, because everyone lives their own way and two people with the same salaries can manage money. So one will get rich, and the other, on the contrary, will take on even more debt.
And it all depends on the desire to buy necessary and unnecessary things and the ability to save, as well as to look for promotions in stores to buy something cheaper.
That is the behavior that needs to be applied. In suppressing excessive spending, that is a good example so that you can save, but it all depends on the income we get, of course that is the main key, then a person's mindset can determine, by saving the needs we need, of course we can save. But not everyone thinks in that direction because some buy what they want without thinking about their future.