I don't think so. Some people might use credit cards or loans but it is just a cycle of taking a loan then paying it and you are not really moving forward are you? Saving also does nothing much but it can be a good start. You start saving money and at some point when the money is big enough you can start investing. Either in crypto, real estate or in a business. But just saving the money? Unless you want to keep working until the day you die then it will not be enough.
Saving is just the first step of getting rich ladder and there's lot more to go.
Let me share where they can start even if we are pro crypto, users who have no idea of what to buy with the money they saved should start buying gold, that is almost ensure there is no going back to zero and once they start accumulating gold they will realize how the value grows over the period of time will make them to explore the investing side.
do you know what they say
1. spend less
2. save more
3. invest better
in my opinion spending less is much harder than earning more if you are willing to work and is smart about what you choose for work
investing better is why we are all here, probably
I think not many think about buying gold, probably the minor part
majority buys bonds and stocks right after it