It should be like that but it is not easy to do because the demands of the standard of living in our environment also influence someone to force themselves a little to be able to fulfill it, even though it is a mistake and will have fatal consequences for the future but in reality we see many such things happening in the real world.
In my opinion, the standard of living must still be maintained and we must be able to fulfill it as it is in our environment but it must still be included in a reasonable category and to be able to fulfill all of that we must be able to get out of our comfort zone and make more money regardless of how but we must have great ambition to be able to fulfill everything.
That is when we think too much about the standard of living when the most important thing is how we can think about or guarantee our lives to be more decent in the future by investing or saving.
So it all depends on the mindset and it must be changed so that we can live better, prioritizing investment and savings does not mean that we put aside the standard of living but we must prioritize the most important for the future and I think people who only care about the standard of living in their environment will never be able to develop in the future, so this must be changed.