The OP obviously know the truth that Bitcoin and Ripple are not supposed to be compared yet he went ahead and created this post and that makes me to ask, what exactly is the basis for this post? Bitcoin is the pioneer and a decentralized coin whereas Ripple is centralized and even regarded as a shitcoin by the OP. Sincerely, there is no basis for comparing Bitcoin to Ripple unless the OP is looking at the surrounding XRP.
Actually, there are no basis for comparing Bitcoin with Xrp, both are on different blockchain networks, and its very obvious that Bitcoin drivers the entire market, just like you said, Bitcoin remains the pioneer of the Cryptocurrency ecosystem and it is fully a decentralized blockchain network.
In addition, Xrp has been generally considered as a centralized blockchain network, as a matter of facts, more than 65% of Xrp token is own by the Ripple team.
As we can't compare these 2 networks, what crypto users can do is take advantage of the features of these 2 different networks. If you want cheaper fee, you can opt for XRP. But when it comes to long-term investment, I would go for BTC. XRP has its share of history regarding market instability. So I would say, if you are holding it, much better to keep up with this market as you are not very sure about it stability.