-snip-
Well I think the best advise I would give them is to always work hard. Because this has been the major challenges most people are surfering today, they always have this feeling that all hope is lost without realizing that working hard is the key to success in life.
Hard work alone is never enough. Imagine how many people in the world work 12 hours or more a day but they don't get the income they deserve - it really happens in the real world. They are hard workers - but without financial innovation and self-development, they will always be like that until their old age. Know that an employee will never be rich when he never tries to get a side job. When your job is regulated by the system and the salary receipt you get a month has been set - then be sure that you can only meet your living needs or maybe less.
Though, most sometimes we are actually the cause of our poverty. Because in life for you to be able to make it is by being focus without losing hope, because nothing comes easily in life when you fold your hands.
I think poor and rich will always exist in this world and both will live side by side and need each other. We are not responsible for anything to others especially in changing their financial condition - but you are encouraged to reach out to help anyone who needs help.