If you're serious about holding BTC long-term and want your family to be able to access it no matter what, hardware wallets are usually the best mix of security and practicality.
Software wallets are handy but not as safe for big holdings. Paper wallets are old-school and risky if lost or damaged. Exchange wallets are convenient but *never* a good idea for large amounts — you don’t control the keys, so it’s not really *your* bitcoin if it's there.
Go with a solid hardware wallet like a BitBox or Coldcard, and make sure to store the recovery phrase somewhere safe but accessible. Teach your wife how it works too — peace of mind is worth the small learning curve.
If you have a large investment, it is always much safer to use devices without an internet connection Software wallets are handy but not as safe for big holdings. Paper wallets are old-school and risky if lost or damaged. Exchange wallets are convenient but *never* a good idea for large amounts — you don’t control the keys, so it’s not really *your* bitcoin if it's there.
Go with a solid hardware wallet like a BitBox or Coldcard, and make sure to store the recovery phrase somewhere safe but accessible. Teach your wife how it works too — peace of mind is worth the small learning curve.
For people that neither could afford hardware wallets, nor are technical enough to use cold storage, I still recommend using a separate device to handle wallets concerns alone, such that you never go to the web with it, nor even have a browser installed in that device, so it would be less likely for the device to be attacked, unless you downloaded the fake version of the wallet from the stores.