What about for those with irregular cash flow? Whether those with regular cash flow or those without regular cash flow they should all buy at whenever their is an availability of their investment money, considering the nature of the market at all times waiting is never a good strategy and shouldn't be make use of primarily especially for a low or no coiner that should be buying consistently and aggressively without over doing it, we can be tactical about making such reservations for buying the dip rather than buying right away since there are trade offs about knowing if the dip may or may not happen.
There's nothing logical about what you're saying. How should a man without money buy Bitcoin? How should a man without money invest? Should people rob banks? Or should they take out loans and get into risky businesses? People without money cannot invest. First of all, you have to make money so you can invest. Those who take loans have always been on the losing side.
There is no guarantee that Bitcoin will rise more than loan rates. People should first find a source of income and then save money and buy Bitcoin with it. If a man with no money tries to invest in the way you say, he may have to sell Bitcoins at a price he doesn't want when the time comes to pay back his debt and he may even lose money because of it.