It should be like that but it is not easy to do because the demands of the standard of living in our environment also influence someone to force themselves a little to be able to fulfill it, even though it is a mistake and will have fatal consequences for the future but in reality we see many such things happening in the real world.
In my opinion, the standard of living must still be maintained and we must be able to fulfill it as it is in our environment but it must still be included in a reasonable category and to be able to fulfill all of that we must be able to get out of our comfort zone and make more money regardless of how but we must have great ambition to be able to fulfill everything.
To be fair, when people see others live a better life, for lets say same amount of money, they want to be able to do the same. If I make 1000 dollars a month, and for that reason we are going to end up with some good amount of money with time, and shouldn't be worried about it but we see them do the same money but live a better life. Now, that is because, if you make 1000 and spend a 1000, then you will live better than me, if I make 1000 but spend 700 and save 300. That is why, saving isn't easy and it would drop our standard of living drastically.
Plus, people who make 1000 and spend 1000, are not just spending a 1000, they spend 4000, and then pay 200 a month back, meaning they can get something MUCH bigger than we can ever afford, all at once. So as you can see, someone who lives with the same money, could be so much different than me.