This is the reason storing of our Wallet seedphrase in a safe location is very important and without it, I doubt if you will be able to recover your old wallet account where your BTC asset was been hold.
Please be more careful with information you write and reduce misinformation or confusing information spreads through your post.
With Bitcoin, a most popular advice is using non-custodial, and if possible open-source wallet. With such wallets, you only have your wallets, private keys, public keys and public addresses while you don't have things like accounts.
Wallet account is a very confusing term that only be true with centralized exchanges and your accounts there. However, with them, you don't have private keys and can not recover your wallets by yourself, so your post does not match this information too.