leaving an investment to your children it can make them not to be more creative or innovative, because when you leave your investment for them and depart on earth they may mismanaged the investment or they sold the investment because of lack maintenance.
You are not advised to leave an investment for your children without teaching them how to handle it or maintain it when you are alive no, get your kids involved in your business, make them become part of it and you will see them doing great as they will learn how to manage it and cherish it like their own.
There's nothing there for them to become lazy or not be creative and innovative because of what you plan to leave for them you just push them one step ahead when you have prepared them ahead of things in the future before leaving it for them when you are no more on earth.