I also actually think just saving money isn’t enough these days especially with how fast everything gets more expensive. If your expenses are always more than what you earn then it’s nearly impossible to move forward. It really comes down to increasing your income and then using that extra to invest in something that grows over time. Whether it’s crypto or starting a small business or learning a new skill to get a better job you have to take some steps beyond just saving. Otherwise you’ll be stuck in the same place forever.
You've said a key there, it's investing. While saving is a good practice and this develops your mentality on how to keep your money safe and secured.
But if it's about dealing with daily life, we need our money to grow on its own but it won't grow yet if we're not going to do something.
And that's through investing, keeping it in the bank will just be prone to inflation and it won't be able to escape it.