Please, I am not in any way disputing your suggestions but I just gave my honest review and overview towards this, so I didn't say anyone should make me their personal enemy or even redtag me for dispute what they had suggested on the forum, like I know, the forum is a free place for people to give their opinion and general contributions.
No one should red tag anybody for making any suggestion.

I could suggest I get all the smerit - doesn't mean you risk losing money with me; I'm just lazy!