Look at it like a 401k at your job. You can play it safe and just put money into a savings and earn small interest, or you can buy some risky stocks and try to multiply your money by 10x, 20x, or even 50x. Safe people are always going to have that money sitting there til retirement and live a comfortable life in their old age, while the risk takers may end up broke. They might end up millionaires though and live like kings. You are the 1 who has to decide if the risk is worth it. IMO, you may not live to be 75, so risk it for the bizkit.