Stablecoins are good for using crypto without big price changes, and they help more people join. But most of them are controlled by companies, so they can freeze your money anytime. That’s not true decentralization.

We should support stablecoins like DAI that no one controls. If we only use USDT or USDC, it’s like going back to the old banking system, just on the blockchain.

CBDCs might make it even worse — more control, less freedom.