Many learn and stay, but many others learn and go. But we form a pretty tight knit bitcoin family we're glad to have you part of. It's like seeing your Kintergarden buddies at Christmas when everyone comes back for the bull markets. Why on earth would you sell it in hypotethical scenario of 2035 where Bitcoin market cap has passed gold and is in tens of trillions of dollars. Volatility has therefore disappeared in most extreme ways. Banks and institutions are allowing you to borrow against your positions in Bitcoin ETFs etc.

Why on earth would you sell scarcest asset in the planet where fiat debasement is infinite? Bitcoin is your family's future in this scenario.

Basically, to me, only logical way to benefit from your Bitcoin would be to move example 25% of your total stack to Bitcoin ETF. Then borrow against that and not the whole stack at most 8-10%; Other would recommend 18-20%, lesser the better. Obviously this is just a scenario, but trying to lay down my thinking.

You will always have the self responsibility of managing a secret. Where the third party is reducing your risk using Bitcoin and you never have to touch it directly except in instances of fraud and failure prevention. Let's make those structures more accessible. But if you don't want to take some responsibility BITCOIN IS NOT FOR YOU. These ETF's - especially the ones backed by casinos - are going to make people rich. If nothing else that will create some incentives.