Have you ever been debited when the transaction is not successfully or have similar issues in your bank before?
Yes, but that is mostly cause by bad network not the bank.
They find it very easy to debit and deduct unnecessary charges,but start the process of refund and see how they will keep turning you around as if you are begging them money.
This particular one is done by our fellow Nigerians, not a foreigner, the only thing that I mostly blame the bank on is that they don't put much pressure on their staff and network providers to do their job very well, and it's because of bad network that most of our traditional banks have lost most of their customers to our micro finance banks like opay , palmpay, moniepoint and kuda, but if I were to rate our micro finance banks, I will be giving them 98% good, apart from the bad network most of this our traditional banks are having they are not that bad as you are making it looks like.
It is quite unfortunate that even our money in the bank is not safe as so many people have suffered lost of the money in their bank account been cleared without their bank giving them a proper answer of what happened to their money.
As for this, I have never experienced this myself, anything that makes something like this happens, just know that you have given a vital information to the wrong person who use that opportunity to rip you off.