Post
Topic
Board Nigeria (Naija)
Re: Poor banking system in my country home.
by
SmartCharpa
on 10/06/2025, 08:35:48 UTC
Have you ever been debited when the transaction is not successfully or have similar issues in your bank before?

It is then you will know that the banking system in our country home is dead.
They find it very easy to debit and deduct unnecessary charges,but start the process of refund and see how they will keep turning you around as if you are  begging them money.
 

It is quite unfortunate that even our money in the bank is not safe as so many people have suffered lost of the money in their bank account been cleared without their bank giving them a proper answer of what happened to their money.

Without making enough noise, your money will just go.


SO BAD.

These things do not need to be new to us now, we have seen some premium shege from our banks before, and they did not start it today, but they still fail to show concern about their customers. You have your own money, but the bank will prevent you from using it, it is easy to debit, but to refund it, they will give you unnecessary excuses, some banks will even tell you it is three working days or that you should expect the money in the next seven days, and what will you do in an emergency? It is difficult to find someone who will even lend you money in this economy.

Most of these transactions happened when the networks bad, which is why I prefer using online banks. When the network is bad, they will prevent you from sending money out of your account to avoid any unnecessary transactions, and they go even warn you that the network of the bank you want to send money to is not good, unless you yourself do strong head and proceed with the transaction, and you can also experience the same thing with online banks.