Post
Topic
Board Speculation
Merits 3 from 2 users
Re: Buy Buy Buy or Sell Sell Sell?
by
adultcrypto
on 10/06/2025, 16:13:21 UTC
⭐ Merited by Adbitco (2) ,JayJuanGee (1)
No emergency fund shouldn't be invested in bitcoin, because emergency fund has it own purpose and role to play when the needs arises, emergency fund are to be use only for emergencies and not to be invested in bitcoin, investing your emergency fund can endanger your bitcoin investment, if emergencies arise and there is no emergency fund to handle that emergency It may lead to selling off your bitcoin investment at early stage of accumulation which might likely land you in lost. Only invest in bitcoin with your discretionary income and any other money aside your discretionary income shouldn't be invested for they have there own purpose and there role to play when the need arises.
You simply not getting my point, @Fara chan talked about putting your emergency funds into gold store so that the value doesn't disappear, and am saying am hearing that for the first time, ordinarily I was thinking emergency funds are for real time emergency but he preferred putting it in gold for stability, but you clearly didn't read through my response as to see the point I was making.
A lot of people seems to be misunderstanding the concept of emergency funds and why it is important for any long term investor on bitcoin. The first question to ask yourself is, what is an emergency fund and why is it important for any investor in bitcoin.  The answer to these question will unlock a broader understanding of the concept. Emergency funds by definition is an amount of money different from the fund for basic needs and fund for investment, that is set aside for events that were not planned for when calculating the basic needs, but must be attended to due to their importance. In other words, it covers event that cannot just wait or that can male you sell your bitcoin because of how important they are but you never knew they will happen. From the definition, you can already see that the emergency fund is very important and without it, you are putting your bitcoin investment at the risk of being sold when life challenges hit unexpectedly.

The emergency funds should not be invested into bitcoin because they are better left for the purpose for which they were set-up, unless maybe within the period of planning, no emergency happens and you receive extra cash flow which will require you to have surplus and then recalculate your emergency funds and invest part of the spill over.