Have you ever been debited when the transaction is not successfully or have similar issues in your bank before?
It is then you will know that the banking system in our country home is dead.
They find it very easy to debit and deduct unnecessary charges,but start the process of refund and see how they will keep turning you around as if you are begging them money.
It is quite unfortunate that even our money in the bank is not safe as so many people have suffered lost of the money in their bank account been cleared without their bank giving them a proper answer of what happened to their money.
Without making enough noise, your money will just go.
SO BAD.
The most annoying part isn't even the failed transaction, it is how long it takes to get a refund after this unsuccessful transactions.
I remember a time I tried to recharge #500 airtime from my bank, they debited me, but I didn't get credited this happened around 2023, and up till now they haven't refunded me my money, I had called the customer care so many times, but all they could tell me ws to go to the bank and fill a form. So funny so I should waste transportation and go to the bank, just because I want fill a form for a failed #500 card airtime 🤣😆
Nigerian's hard-earned money isn't for trial and error, a whole lot of improvement has to be made in the banking system. There are so many global technical advancement, yet we still struggle with ordinary cash transactions.