Poor buying when things expensive they are expert buying top in everything and FOMO in also the middle class are expert on buying highest prices and not just buying they buy it with credit.
Rich buys when something is with good price low price poor buys just to spend money.
Middle class behave like poor too they buying expensive.
How can a person be called poor if he can afford expensive things..? Five-star hotels are not built for poor people, because they know that poor people will not be able to stay there, and luxury cars are not built for poor people, because they know that poor people will not be able to buy them, or pay for them in installments. Sleeping in a five-star hotel and having a luxury car is just a poor person's dream.
In reality, poor people spend their money not to buy the desired goods or luxury goods, they spend the money they earn to meet their needs and pay rent, which sometimes is not even enough.
The difference between rich and poor people is not only about their lifestyle, but about how they can make money. Poor people, they only rely on hard work to be able to earn a limited amount of money, either by becoming factory workers, housemaids, or others. Meanwhile, rich people have many ways to make money, not only by working, but also by doing business and investing, so they can have financial freedom and fulfill their lifestyle.
and then why do poor people always have installments, it is an effort so that they have something valuable enough, because in their minds, if they do not take installments, they will not have anything, because every money they have will be used up to meet needs and pay rent. With installments, this forces them to live more economically, because besides having to meet their needs, they also have to pay installments every month.