The poor can't be blamed for thinking about the things they've always dreamed of, such as a luxury home, a car, high end electronics, food, clothing and so on, because they are deprived of these things. Once they receive money one day the first thing they do is make up for the deprivation they've endured for so long.

Unfortunately, this is a waste of money. When they buy what they've dreamed of and fill the gap they've always felt they're surprised to find they've squandered their money and no longer have enough capital to start their own business or a successful trade. Therefore yes, the mentality of the poor differs from that of the rich, and their thinking is different because the former has everything, while the latter is deprived of everything.