Some are not addicted to the being a winner, they are addicted to the satisfaction they feel when gambling, it doesn't matter whether they win or lose it's just something they can't control. People like this would go to any length to get money just for them to fuel their gambling addiction. Both the rich and poor people might go through this, it's kind of a mental disorder and it takes a lot of discipline to stop
Beside gamblers addict doesn't gamble to make money, they gamble to feel good, excited and entertained. And they can do whatever it takes to gamble even if they have to borrow money to gamble, just as you said. and this is probably the perfect definition of irresponsible gambling. Because sometimes this may have a great negative impact on the life of the gambler and that of his family, and it may lead to a great disaster. Anyone can fall a victim of being addicted to gambling, no matter their economic status, either rich or poor depending on their level of gambling.