The rich have access to knowledge, networks, and capital to buy assets.
The poor often lack resources or education about how to use money differently, and are often targeted by consumer culture.
Mindset matters: Financial literacy plays a big role in what people prioritize, short-term satisfaction vs long-term growth.

but the truth is being poor isn’t just bad choices, it’s often structural:
Low wages
High cost of living
Lack of access to credit or education
Many poor people want to invest, they just don’t have enough margin.
Some wealthy people also buy liabilities, wealth doesn’t equal wisdom.
Financial habits often separate the rich from the poor over time.
But: It's not just about choices, it's also about access, education, and opportunity.