You seem to be describing discretionary income differently than what I am used to,
Of course the point is to inculcate some different narratives from what everyone here used to know. Bitcoin is not some shitty gamble that you only have to invest what you can afford to loss or within a crappy discretionary income. In my opinion what you're used is obviously outdated or even more like the ideas from the scratch of bitcoin when speculations flew all the way wondering if we are still going to have bitcoin around for the next decade but of course we are past that stage and you too JayJuanGee need to evolve in your personal perspective of bitcoin investment to only be within the discretionary income.