Banks and fiat currencies or CBDCs are not outaged, they are abundant and continuously operated globally. I disagree when you perfectionize stable coins as they are silver bullets to solve everything and your words sound like stable coins are better than fiat currencies, while in reality they are not better.

In some aspect, stable coins are worse than fiat currencies. I only give you one example to prove weakness and also danger of stable coins.

Stable coins can be minted easily by mint functions in their smart contracts. They in theory will be backed by fiat currencies or gold, for example, but you never know that companies and people behind stable coins actually keep their promise and maintain proper treasury for their stable coin peg.

PSA: Most Stablecoins Can Be Frozen, Even in Your Own Wallets.