There have been lots of discussions regarding how we could handle our investment by the help of an emergency fund, so that we may not run into an unforeseen circumstance being forfeiting our investment and sell, that is why it is preferred that for a long time investors, we must be able to understand the reason why we should be a holder and for how long we can hold before selling, then anything that has to do with an emergency fund be dealt with separately without causing alterations to our investment.