It calls for circumstances, being poor and residing somewhere in a rural environment, instead of using banks you decided to hold little savings in Bitcoin, it is too risky because of Bitcoin volatility, your $100 used to save in Bitcoin will not remain exactly that amount, it will either go up or down it can never be stable no matter how consolidated it is.
Banks has made transactions simpler by giving out mobile banks, stay at home and carry out transactions, not minding Bitcoin can still be an option but not necessary for rural lifestyle.