There is an over accumulation stage mate. This is the stage when you have accumulated beyond your bitcoin target because you have the finance and passion to accumulate extra bitcoin. For example, I have a target to accumulate 6btc and after accumulating this quantity because I still have more time and zeal passion to continue accumulating more, I decided to accumulate 2btc extra to make it a total of 8btc. The extra 2btc has put me in my over accumulation stage because it differs from investor to investor.
I get your point but don't misunderstand my statement, there is the word over accumulation which typically means over collecting or having too much of something that u need often above what is considered reasonable. So let me ask you, do you think there is a stage where one have too much Bitcoin than they need? Do you think holding too much Bitcoin threatens the safety of our investment? I personally don't think so, I don't think holding too much of Bitcoin to a point that it will be considered not safe so that's why I made that statement.
In Bitcoin investment we can only accumulate past our investment target but I wouldn't refer to it as over accumulation.
You're just exceeding your initial goal which is a good problem to have.
Over accumulation is never a problem rather it is a blessing, because you increased your wealth in bitcoin, and since bitcoin is one of the most profitable asset to invest in, when you are able to reach a over accumulation stage, it increases your profits and gives you more financial confidence because of the size of bitcoin in your custody. Don't forget that the size of your portfolio is what will determine your profits in future.
I agree with you, as an investor you should increase your portfolio as much as possible. in the long run Bitcoin will able go to such places that people cannot even imagine, Bitcoin will definitely be very big, but if the investor does not have enough holdings, then he will not benefit from it, but rather he will be more disappointed at that time. Because those who have held Bitcoin, they will celebrate their huge profits in the future, but those who have not held Bitcoin, they will only regret it. So you have to take risks, you should be brave and keep accumulating Bitcoin now, right now if you do not fear the volatility and just keep holding, then you will get the results much larger than you expected.
Your first sentence is making the Bitcoin investment look like a must do or a rush something, yes an investor ought to grow their investment but not as soon as possible because different people have different source of income and the amount they earns differs. So you don't expect anyone who's not earning much to rush or increase there investment... All because of getting to a target no, is not done that way this is Bitcoin investment and this particular one is to be done gradually with all carefullness so you don't run into problem.
Moreover, I think how long it will take someone ( an investor) to reach their expected target doesn't really but so long as they are consistent they will definitely get there, some has crashed their investment all because of trying to do what they can not afford to do.