The safe bet is USDC. At this point, company integrates stablecoin is hardly a blip on the radar of the headline chasers. The bill will pass, businesses will comply, and suddenly half the payments in the world will be frictionless, auditable, programmable. Ordinary, until you look twice. Everybody is talking about common case as if it is the end of the story, but the real power is in the boring stuff. Today it is a new button in the app. The next, the business model of Visa is bleeding out the back door, and remittance shops begin closing up shop since drivers are paid immediately across continents

The Bitcoin reserve angle is spicy. Uber as quasi-central bank, piling satoshis as strategic ballast. When they do, it is not so much about possessing a digital gold but being at the next table where the rules of money are made rather than obeyed. Platforms that determine their own monetary policy, in silence, balance sheet by balance sheet. Stablecoins will be everywhere, but the truly crazy future is when just payments become Uber having a parallel economy that outstrips half the countries they are in. The new normal is only normal until you realize who’s actually controlling the narratives