You are right, most wealthy people comes from a wealthy family look at the top like Elon musk he was rich before he had great education and whealthy community to like with he was surrounded by smart people, you will find wealthy people don't just transfer money to their upcoming generations but also the knowledge to stay wealthy, This is one of the reasons rich people stay rich and poor people stay poor, if a person wanna become he has to invest in the education first I am not talking about normal education I am talking about financial education this the one of many way a person could get out of poverty, other way is by saving money and creating assets, this is slow way but sure way we can achieve financial freedom.
Elon comes from a middle-class family in South Africa, his family is not a super-rich tycoon family compared to the Gates or Warren families.
Elon built his wealth on natural talent, not just on family support. The project that changed his life was Zip2, he borrowed nearly $30,000 from his father to build it and then sold it to Compaq for $22 million and that was the turning point of his life. Moreover, there are also people who became rich without the help of their family, such as Jack Ma, who came from a poor family in China.
I agree with you education is the way to get us out of poverty and become rich, but we must have a comprehensive education, not just focus on finance and ignore other basic education. To have a chance to get rich, we need to combine basic education + finance, financial education alone will never make us rich.